Mali YanguReach customers who are verified and ready.
Customers arrive with their identity confirmed, a credit check done and an assessment you can trust. You only receive applications from people who passed.
Better applications, less back and forth
Pre-verified applicants
National ID number and photo, a selfie, a credit bureau check with consent, and a scored assessment before they can apply.
An inbox that works
Every application with the customer's score and result, loan details and stages: reviewing, offer sent, approved, paid out.
Direct messaging
Ask for documents, send offers and update customers in the app. They are notified for every status change.
Assessments shaped by you
Choose up to three things you care about, such as repayment discipline or income stability. The questions customers answer are written around them and the asset they want.
Your page and offers
A company page with your rates, deposit, fees and requirements, and sponsored offers on the customer home screen.
Developer API
Read applications and update their status from your own systems, and get real-time webhooks. On Premium and Enterprise. Read the docs.
Four steps to your first customers
Join
Tell us about your company and licence. Our team verifies you before you appear to customers.
Set your terms
Add the assets you finance, your rates, deposit, requirements and where you operate.
Receive applications
Customers who pass the assessment choose you and apply. You are told as each one arrives.
Decide and engage
Review, send an offer, approve and pay out, with the customer kept informed at every step.
Start free. Pay as you grow.
Plans are priced in US dollars and billed monthly. Each plan includes a number of applications a month. We warn you at 80% so there are no surprises.
Shilling amounts are a guide at today's rate and are fixed when you pay. Prices may change; the price shown in your portal is the price you pay.
Your allowance, always in view
Your dashboard shows how many of this month's applications you have used. We message you at 80% and when you reach the limit, and tell you which plan would keep applications coming.
- When you reach your limit, customers are shown other financiers instead of a dead end
- You see how many customers tried to apply while you were at the limit
- Upgrade any time. Your new month and allowance start when your payment is confirmed
- When a paid plan ends you drop to Free, and we remind you before it does
Need something different?
Large lenders, pilots and partners can have a price and application limit agreed with our team. Tell us your volume and we will work something out.
Talk to usFor financiers
Do I pay per application or per month?
Per month. Each plan includes a monthly number of applications, and Enterprise has no limit. You never pay extra for a single application.
What counts as an application?
Each application a customer sends to you in your billing month. Your month starts the day your plan starts and renews every 30 days.
Who decides on the loan?
You do. Mali Yangu verifies and scores the customer; you set the terms and make the lending decision.
What do you share with me about a customer?
The details they submit with their application, their assessment result and score, their credit rating and the loan they asked for. Through the developer API we never send ID numbers or photos.
Is the developer API on every plan?
It is included on Premium and Enterprise. Free and Basic plans can upgrade at any time.
How do bank transfers work?
Choose bank transfer, get an invoice with a reference, and pay from your bank. We confirm the payment, usually within one working day, and your plan switches on straight away.
Start with your first 10 applications free
No card needed. Upgrade when your volume grows.